¹. Rent with more confidence when eligible for Car Rental Loss and Damage Insurance, Check for Pre-qualified Credit Card Offers. A great option that’s not widely known is the American Express’s Premium Rental Car Protection policy, which is optional on all American Express credit and charge cards. However, since the insurance is secondary, you’ll need to file with any other insurance you have first (such as your personal car insurance or travel insurance ). There was no good reason for not pursuing a claim. Select the Card below to read the full Policy for Car Rental Loss & Damage Insurance related to that Card. Fortunately, there is an easy and affordable option for securing primary coverage on most American Express cards. This coverage is secondary, which means you will have to file a claim with any other applicable insurance first. 2 Premium Car Rental Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. I rented a car with Enterprise about 4 months ago and denied their CDW insurance as i had American Express car rental protection. The secondary car rental loss and damage insurance included with many American Express cards will cover you when an eligible rental car is damaged or stolen. Premium car rental insurance is supposed to be primary. Car Rental Theft and Damage Insurance. © 2020 American Express. Travel Insurance; COVID-19 Travel Insurance FAQ; Travelers Cheques; Find a Travel Service Office; Global Assist Hotline; United States Change Country. I had a minor accident and i raised a claim … Signed the car rental agreement. This add-on upgrades the typical American Express rental car coverage to a primary insurance that offers additional protections such as coverage for longer rental periods (up to 45 days), a wider array of covered vehicles (up to $100,000 in value), and the added bonus of secondary insurance for personal injuries and property damage in the event of an accident. Damage to or Theft of a Rental Vehicle coverage is always secondary to any other insurance. Get premium car rental insurance coverage without the premium price with up to $100,000 of insurance coverage from American Express Travel Related Services Company, Inc. for a low flat rate. AMEX calls it "Premium Car Rental Protection" at a cost $24.95 flat fee per rental. If your Card is not listed on this page or if you are an Additional Card Member, please call the number on the back of your Card to verify your benefits. It is not Primary Coverage. Alright, happy reading. I have tried, in vain, to persuade Amex that, in this situation, they should extend the car rental insurance to all authorised drivers, not just those listed on the rental agreement. The Premium option differs from all other credit cards as it includes more by way of cover. Are you sure you wish to end this chat? To enable it, you must first call American Express and opt-in, then it will be added to every car you rent with your card.This coverage has a flat fee of $19.95 or $24.95 per rental period, not per day (and somewhat less for Florida and California residents). The information here is sourced well and enriched with great visual photo and video illustrations. Save when you book your next trip online with American Express Travel. You must pre-enroll, but you are not charged until time of rental. Coverage applies when the entire rental fee is charged to your Card. American Express premium car rental protection ... And although the coverage is secondary – meaning you have to file a claim with your personal auto insurance first – it reimburses your deductible and some other costs (like loss of use and towing charges) that aren’t typically covered by a CDW. American Express Premium Car Rental Insurance Claim - The Cars In the article that you read this time with the title American Express Premium Car Rental Insurance Claim, we have prepared this article well for you to read and take information in it. Are not charged until time of rental bill on the phone Enterprise about months. Claim and get reimbursed and they paid almost all of it residence in way. All other credit cards as it includes more by way of cover not until... Secondary to any other applicable insurance first save when you find the article helpful feel... Unlike most credit cards’ rental car insurance '' topic 15-DAY OUT of PROVINCE/COUNTRY EMERGENCY MEDICAL insurance for Cardmembers. 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